Carditeasy and its banking partners reserve the right to decline services to any organization or individual whose activities are considered prohibited, illegal or may cause Carditeasy reputational, regulatory, financial or operational harm. This includes restricting where/who Carditeasy clients can send money to, from or on behalf of.

The following categories of businesses and business practices are explicitly prohibited from using our service or receiving funds to/from Carditeasy clients.

Products or services that:

• Are unsolicited or unauthorised advertising, promotional material, or any other form of spam;
• Deal in harmful programs such as viruses, spyware or similar computer code designed to adversely affect the operation of any computer software or hardware;
• In any way would locally or internationally evade any applicable taxes or facilitate tax evasion.

Regulated or illegal products & services

• Adult content, pornography and other visual content depicting explicitly sexual acts; services of sexual nature (webcam shows, live chats, prostitution, escorts etc); Sexually orientated establishments (massage parlors, strip clubs, gentleman’s clubs).
• Alcohol, Tobacco and Firearm related products, including electronic cigarettes.
• Drug and drug related products, including Cannabis, products containing CBD and any other products or services related to legal marijuana trade.
• Controlled substances or other products that present a risk to consumer safety.
• Drug paraphernalia: Any equipment, product or material which is intended for making, using or concealing drugs.
• Pharmaceuticals or similar products not approved by the applicable regulatory body; online pharmacies; prescription-only pharmaceutical
  drugs.
• Chemicals: Nuclear Chemicals or related products sales, distribution or related businesses.
• Counterfeit goods or sale of illegally imported or exported goods.
• Gambling: Lotteries. Fantasy sports. Games of chance. Any type of gambling payments related to Turkey, United States or Canada.
• Intellectual property, copyright, patent, trademark, trade secret, proprietary rights infringement.
• Products and services which are not legal/meet the regulatory requirement in the jurisdiction they are being offered in or in any country that Carditeasy or its banking partners operate in.

Financial and other professional services

• Companies involved in the exchange or trading of crypto currencies or any other virtual currencies, including payments for the purpose of purchasing crypto currencies.
• Unregulated Money service businesses. Regulated payments service activity is only permissible with explicit approval by Carditeasy.
• Investment and Credit Services: Securities brokers, mortgage consulting or debt reduction services, credit counselling or repair, real estate opportunities, lending instruments, crowdfunding, unless explicitly approved by Carditeasy and regulated/authorised by relevant authority.
• Platforms allowing the trading and/or exchanging of FX/CFD/options. Superannuation funds. Syndicates. Trusts and trust formation activity.
• Any other financial services operating without a licence/registration where one is required.
• Services that facilitate anonymous payments/financial services.
• Binary options. Factoring. Using the Carditeasy account as an escrow or safeguarding account.

Other restricted activities

• Weaponry, military and semi-military goods and services, military software, or any other goods or services intended for military use.
• Trade of restricted and/or endangered animal species and products derived from them.
• Trade of precious metals and stones.
• Multi-level marketing, pyramid schemes, unreasonably high reward schemes and referral marketing.
• Charities, except: UNICEF / Prime Minister Relief Fund / The International Red Cross. Any other registered and highly reputable charity only upon explicit approval by Carditeasy.
• Section 311 of USA Patriot Act designated entities.

While this list is representative, it is not exhaustive, and we reserve the right to deny our services to any customers who exceed our risk tolerance.